credit history definition

credit history definition
payday loanscash advancepay day advanceloanadvance resources

Payday Loan Glossary: credit history

Credit History is a record of how a person has borrowed and repaid debts.



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Definition: credit history (Cash Advances)

Payday loans provide cash advances to people in need of quick money. The payday loan store (or online pay day provider) can assist consumers in paying off debts such as utility bills or emergency car repairs when the cash flow is not readily available from their bank accounts.

Alternatives to Payday Loans (Cash Advances): The FTC has the following suggestions when researching an online payday loan provider or store:
When you need credit, shop carefully. Compare offers. Look for the credit offer with the lowest APR - consider a small loan from your credit union or small loan company, an advance on pay from your employer, or a loan from family or friends.
Find out if you have, or can get, overdraft protection on your checking account.

Payday Loan / Cash Advances Common misspellings:
payday, paydaie, peighday, peighdaie, paydya, payady, padyay
loan, loam, roan, lone, loin, roin, loen, roen, roam, olan, oran, lona, rona, 1oan, laon
cash, cache, cahs, csah, acsh
advance, advane, advace, advnce, avance, advanc, advenc, advahnc, advahnce, advahnse, advense, advence, advanse, adance, adanc, adenc, adence, adanse, adense


The cost of pay day loans, under the Truth in Lending Act, must be disclosed like other types of credit. You have to be provided with: the finance charge (dollar amount) and the annual percentage rate / APR (the cost of credit on a yearly basis).

Information on No fax payday loans and quick cash advances

Payday Loans Glossary of Terms - Define: credit history - 2004 HJ Ventures International, Inc.